1. What Can You Afford?
Your first step is to get prequalified. In just a few minutes (over the phone) a lender can do this for you. Better still is to ask a lender for a Pre-Approval Letter (most sellers now require a Pre-Approval Letter with your offer). Use a lender of your choice or ask us for a lender referral.
2. Finding Your Home:
There are a number of ways to find your home:
- MLS-IDX: We have the listings, including addresses and prices, right here on our website. *
- “For Sale” Yard Signs *
- The Internet *
- Newspaper Advertisements and “Open Houses” *
* NOTE: If you talk with another Realtor about a specific home for
sale, you must identify “Apple Realty” as your exclusive Realtor,
or we cannot represent you in its purchase. (If we don’t represent
you, we can’t give you a commission rebate.)
3. Neighborhood Preview:
Before you decide to view the inside of the home, take a drive by the property. You can usually tell if you have any interest by first driving through the neighborhood and looking at the exterior of the home.
4. To See the Home:
When you find a home(s) that looks interesting, give us a call. We will make the arrangements to look inside. At a scheduled time, we will meet you at the home and use our Sentricard Loc Box Card to let us in.
5. To Make an Offer:
We start by discussing with you the price and terms of your offer (because we represent only you, we are looking after your best interests). We then prepare your offer using California Association of Realtors (C.A.R.) forms.
6. Negotiate the Contract:
Offers are rarely accepted as initially presented, but are typically followed by a series of counter offers and counter/counter offers. Our real estate negotiating experience is focused on getting you the home you want at the price and terms you are willing to pay.
Once we have successfully negotiated the contract we proceed to open escrow. We continue to work with our T.C. (Transaction Coordinator) to guide you during the escrow period through closing – including Loan, Disclosures, Home Inspection, Termite Inspection, Insurance, etc.
8. Your rebate:
Most buyers prefer to apply their rebate to their closing costs through escrow. An alternative is to give you a check after closing (this will require us to file an IRS 1099 form at year-end).
For More Information Contact Us:
760.877.1520 – Email Us (click here)